Can Credit Scores Measure Compatibility?

By: Valeria Ramos

We’ve all heard that money can’t buy love, but a new report from the Federal Reserve Board states otherwise. 

According to their research, the higher one’s credit score is at the start of a relationship, the less likely a breakup is to occur after the first couple of years. 

Because credit scores can reflect a person’s level of responsibility and commitment, finances can play a big role in relationships. Money troubles often lead to arguments and create a strain between partners.

As it turns out, many Americans agree with the Federal Reserve’s report. According to a survey by NerdWallet, “48% of Americans and 61% of those who make $100,000 or more say they wouldn’t date someone with bad credit.”

This percentage was even higher among college graduates, with 63% claiming they would not date someone with bad credit.

While it’s not exactly romantic to think about how someone’s financial stability could result in long-lasting love, the report reveals an interesting perspective on what Americans look for in a partner and how relationships can be impacted by outside forces.